Terms & Conditions
The terms that apply when you use the Credit Wise Saving website and our services. Please read them carefully.
1. Acceptance of terms
By accessing or using creditwisesaving.com, you agree to these Terms & Conditions and our Privacy Policy. If you do not agree, please do not use this website.
2. Our services
Credit Wise Saving provides information and advisory services relating to personal loans, credit products, mortgages, wealth and investment planning, tax advisory and insurance. Specific services are subject to separate written agreements, which take precedence over these terms where they differ.
3. Information only, not an offer
Content on this website, including articles and the loan calculator, is provided for general information only. It is not personal financial, legal or tax advice, and it is not an offer or guarantee of credit. Calculator results are estimates and exclude taxes, insurance and fees.
4. Eligibility and approval
All loans and insurance policies are subject to eligibility, credit assessment and approval by the relevant lender or insurer. Rates, terms and availability vary and may change without notice. Submitting an enquiry does not guarantee approval.
5. Investment risk
Investments carry risk, and their value can fall as well as rise. Past performance is not a reliable indicator of future results. Recommendations are based on information you provide, so please keep us informed of any changes in your circumstances.
6. Your responsibilities
You agree to provide accurate and complete information, to keep any account details confidential and to use this website lawfully. You must not attempt to disrupt the website, access it by automated means without permission or misuse its forms.
7. Intellectual property
All content on this website, including text, graphics, logos and illustrations, belongs to Credit Wise Saving or its licensors and may not be reproduced without our written permission, except for personal, non-commercial use.
8. Third-party links
Our website may link to third-party websites. We are not responsible for their content, policies or practices, and links do not imply endorsement.
9. Limitation of liability
To the fullest extent permitted by law, Credit Wise Saving is not liable for any indirect or consequential loss arising from your use of this website or reliance on its general information. Nothing in these terms limits liability that cannot be limited by law.
10. Governing law
These terms are governed by the laws of the State of North Carolina, USA, and any disputes will be subject to the jurisdiction of its courts.
11. Changes to these terms
We may revise these terms at any time by updating this page. Continued use of the website after changes are posted means you accept the revised terms.
12. Contact us
Questions about these terms? Contact us:
Credit Wise Saving
8 Whitesell Way, Durham, NC 27703, USA
Phone: +1 907-472-2550
Email: contact@creditwisesaving.com